Built to protect your real card, block sketchy charges, and give you total control over how and where you spend. Cloaked Pay is a smarter, safer way to spend online - without giving your real card number to every website under the sun. 

No leaks. No surprises. No more “wait, what is this charge?” moments. Just you, in control. 

Cloaked Pay is a feature that replaces your real credit card details with a unique, virtual card number for every transaction. This powerful tool acts as a shield, protecting your private financial information from merchants, data breaches, fraudsters, and scammers. By giving you control over where and how your money is spent online, Cloaked Pay provides essential security and peace of mind for the modern digital world.

At its core, Cloaked Pay is designed to solve a major vulnerability of online shopping: the need to share sensitive financial data with countless websites. Every time you enter your real credit card number into a new site, you create a new opportunity for that information to be exposed.

Cloaked Pay functions as a protective layer between your money and the merchants you pay. It allows you to generate Virtual Cards that are securely linked to any of your personal funding sources behind the scenes, cloaking your underlying payment method. You use these Virtual Card details at checkout, so the merchant never sees or stores your real information.

Key Benefits

• Data Breach Protection: If a merchant you use a cloaked card with is hacked, only the disposable card information is exposed, not your actual credit card or bank details.
• Control Over Subscriptions: You can use a unique card for each subscription service. If you want to cancel, you can simply delete the card to stop payments immediately, preventing those hard-to-cancel recurring charges.
• Budgeting and Spending Limits: Every cloaked card can have its own spending limit, helping you stick to a budget and prevent merchants from charging you more than you've authorized.
• Enhanced Privacy: Using different card numbers for different merchants makes it harder for data brokers and ad networks to track your purchasing behavior across the web.