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My Social Security Number Was Found on the Dark Web, What Do I Do?

Angela
Angela
  • Updated

Finding out that your Social Security Number (SSN) is on the dark web can feel overwhelming - but don’t panic. You’re not alone, and there are clear steps you can take to protect yourself. At Cloaked, we’re here to help with expert support, top-tier security, and $1 million in Identity Theft Protection included with your paid subscription.

Let’s go through what you should do right now to safeguard your identity.

Step 1: Confirm the Exposure

Before jumping into action, make sure your SSN has actually been compromised:

Use identity monitoring services - Cloaked scans the dark web and alerts you if your SSN appears where it shouldn’t.

Be on the lookout for breach notifications - Many companies alert customers if their data has been leaked. You can check your inbox and physical mail.

Watch for unusual activity - Suspicious transactions, new credit accounts, or debt collection calls could signal fraud.

If you confirm your SSN is exposed, move quickly to protect yourself.

Step 2: Freeze Your Credit

A credit freeze stops criminals from opening accounts in your name. It’s free and won’t affect your credit score. Contact each bureau directly:

- Experian - Experian Freeze Center - 1-888-397-3742

- TransUnion - TransUnion Credit Freezes - 1-888-909-8872

- Equifax - Equifax Credit Report Services - 1-800-685-1111

Once your credit is frozen, even if someone has your SSN, they can’t take out loans in your name.

Step 3: Lock Your SSN

To prevent identity thieves from using your SSN:

🔒 Contact the Social Security Administration (SSA) - They can help with fraud alerts and next steps.
🔒 Use E-Verify’s Self Lock - This prevents someone from using your SSN for employment fraud.

Locking your SSN adds another barrier against fraudsters.

Step 4: Report Identity Theft

If your SSN has already been misused, report it ASAP:

📌 Federal Trade Commission (FTC) - File a report at IdentityTheft.gov. This helps create an official record and recovery plan.
📌 Consider a police report - If you’re dealing with fraud, a police report can help when disputing unauthorized accounts.

The faster you report fraud, the easier it is to stop it.

Step 5: Monitor Your Credit & Accounts

Even after freezing your credit, stay on top of your financial health:

📊 Check your credit reports - Get free reports at AnnualCreditReport.com and look for anything suspicious.
📊 Set up account alerts - Many banks offer instant fraud notifications via email or text.

Catching fraud early makes it easier to resolve.

Step 6: Strengthen Your Security

Cybercriminals are always looking for ways to steal personal data. Protect yourself by:

🔑 Using strong, unique passwords - A password manager can help.
🔑 Enabling two-factor authentication (2FA) - This adds an extra layer of security.
🔑 Avoiding phishing scams - Don’t give personal info over the phone or via email unless you’re 100% sure who you’re talking to. Use Cloaked to

With Cloaked’s best-in-class security, you’ll have powerful protection against future threats.

Step 7: Let Cloaked Protect You

At Cloaked, we go beyond advice. We provide real protection and support when you need it most.

Our Cloaked Promise
$1 million in Identity Theft Protection* - Included at no additional cost with your paid subscription
Unlimited chat & email support - Get expert guidance anytime
24/7 claim filing - You can start the recovery process immediately
Live consultation with an expert - Get one-on-one assistance when you need it most
Live member support - We’re here to help

Thank you for your loyalty to Cloaked. As part of your subscription, you now have $1 million in comprehensive Identity Theft insurance coverage, plus access to our expert team for support whenever you need it.

📞 General inquiries about Identity Theft Protection? Call 1-877-755-0826
📞 Need to file an Identity Theft Insurance Claim? Call 1-866-434-3572

Your security is our priority. If your SSN has been found on the dark web, Cloaked has your back. Let’s secure your identity - starting today. 🚀

*Eligible losses are listed in our terms and conditions.

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